44. The Book of Financial Transactions

أَخْبَرَنَا عُبَيْدُ اللَّهِ بْنُ سَعِيدٍ أَبُو قُدَامَةَ السَّرَخْسِيُّ، قَالَ حَدَّثَنَا يَحْيَى بْنُ سَعِيدٍ، عَنْ سُفْيَانَ، عَنْ مَنْصُورٍ، عَنْ عُمَارَةَ بْنِ عُمَيْرٍ، عَنْ عَمَّتِهِ، عَنْ عَائِشَةَ، قَالَتْ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ إِنَّ أَطْيَبَ مَا أَكَلَ الرَّجُلُ مِنْ كَسْبِهِ وَإِنَّ وَلَدَ الرَّجُلِ مِنْ كَسْبِهِ ‏"‏ ‏.‏

It was narrated that 'Aishah said:"The Messenger of Allah said: "The best (most Pure) food that a man eats is that which he has earned himself, and a man's child (and his child's wealth) is part of his earnings" (Sahih)

أَخْبَرَنَا مُحَمَّدُ بْنُ مَنْصُورٍ، قَالَ حَدَّثَنَا سُفْيَانُ، قَالَ حَدَّثَنَا الأَعْمَشُ، عَنْ إِبْرَاهِيمَ، عَنْ عُمَارَةَ بْنِ عُمَيْرٍ، عَنْ عَمَّةٍ، لَهُ عَنْ عَائِشَةَ، أَنَّ النَّبِيَّ صلى الله عليه وسلم ‏ "‏ قَالَ إِنَّ أَوْلاَدَكُمْ مِنْ أَطْيَبِ كَسْبِكُمْ فَكُلُوا مِنْ كَسْبِ أَوْلاَدِكُمْ ‏"‏ ‏.‏

It was narrated from 'Aishah that the Prophet said:"Your children are part of the best of your earnings, so eat from what your children earn

أَخْبَرَنَا يُوسُفُ بْنُ عِيسَى، قَالَ أَنْبَأَنَا الْفَضْلُ بْنُ مُوسَى، قَالَ أَنْبَأَنَا الأَعْمَشُ، عَنْ إِبْرَاهِيمَ، عَنِ الأَسْوَدِ، عَنْ عَائِشَةَ، قَالَتْ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ إِنَّ أَطْيَبَ مَا أَكَلَ الرَّجُلُ مِنْ كَسْبِهِ وَوَلَدُهُ مِنْ كَسْبِهِ ‏"‏ ‏.‏

It was narrated that 'Aishah said:"The Messenger of Allah said: 'The best (most pure) food that a man eats is that which he has earned himself, and his child (and his child's wealth) is part of his earning

أَخْبَرَنَا أَحْمَدُ بْنُ حَفْصِ بْنِ عَبْدِ اللَّهِ النَّيْسَابُورِيُّ، قَالَ حَدَّثَنِي أَبِي قَالَ، حَدَّثَنِي إِبْرَاهِيمُ بْنُ طَهْمَانَ، عَنْ عُمَرَ بْنِ سَعِيدٍ، عَنِ الأَعْمَشِ، عَنْ إِبْرَاهِيمَ، عَنِ الأَسْوَدِ، عَنْ عَائِشَةَ، قَالَتْ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ إِنَّ أَطْيَبَ مَا أَكَلَ الرَّجُلُ مِنْ كَسْبِهِ وَإِنَّ وَلَدَهُ مِنْ كَسْبِهِ ‏"‏ ‏.‏

It was narrated that 'Aishah said:"The Messenger of Allah said: 'The best (most pure) food that a man eats is that which he has earned himself, and his child (and his child's wealth) is part of his earning

حَدَّثَنَا مُحَمَّدُ بْنُ عَبْدِ الأَعْلَى الصَّنْعَانِيُّ، قَالَ حَدَّثَنَا خَالِدٌ، - وَهُوَ ابْنُ الْحَارِثِ - قَالَ حَدَّثَنَا ابْنُ عَوْنٍ، عَنِ الشَّعْبِيِّ، قَالَ سَمِعْتُ النُّعْمَانَ بْنَ بَشِيرٍ، قَالَ سَمِعْتُ رَسُولَ اللَّهِ صلى الله عليه وسلم - فَوَاللَّهِ لاَ أَسْمَعُ بَعْدَهُ أَحَدًا يَقُولُ سَمِعْتُ رَسُولَ اللَّهِ صلى الله عليه وسلم - يَقُولُ ‏"‏ إِنَّ الْحَلاَلَ بَيِّنٌ وَإِنَّ الْحَرَامَ بَيِّنٌ وَإِنَّ بَيْنَ ذَلِكَ أُمُورًا مُشْتَبِهَاتٍ ‏"‏ ‏.‏ وَرُبَّمَا قَالَ ‏"‏ وَإِنَّ بَيْنَ ذَلِكَ أُمُورًا مُشْتَبِهَةً ‏"‏ ‏.‏ قَالَ ‏"‏ وَسَأَضْرِبُ لَكُمْ فِي ذَلِكَ مَثَلاً إِنَّ اللَّهَ عَزَّ وَجَلَّ حَمَى حِمًى وَإِنَّ حِمَى اللَّهِ عَزَّ وَجَلَّ مَا حَرَّمَ وَإِنَّهُ مَنْ يَرْتَعْ حَوْلَ الْحِمَى يُوشِكْ أَنْ يُخَالِطَ الْحِمَى ‏"‏ ‏.‏ وَرُبَّمَا قَالَ ‏"‏ إِنَّهُ مَنْ يَرْعَى حَوْلَ الْحِمَى يُوشِكْ أَنْ يَرْتَعَ فِيهِ وَإِنَّ مَنْ يُخَالِطِ الرِّيبَةَ يُوشِكْ أَنْ يَجْسُرَ ‏"‏ ‏.‏

An-Nu'man bin Bashir said:"I heard the Messenger of Allah say: "That which is lawful is plain and that which is unlawful is plain, and between them are matters which are not as clear. I will strike a parable for you about that: indeed Allah, the Mighty and Sublime, has established a sanctuary, and the sanctuary of Allah is that which He has forbidden. Whoever approaches the sanctuary is bound to transgress upon it, Or he said: 'Whoever grazes around the sanctuary will soon transgress upon it, and whoever indulges in matters that are not clear, he will soon transgress beyond the limits

حَدَّثَنَا الْقَاسِمُ بْنُ زَكَرِيَّا بْنِ دِينَارٍ، قَالَ حَدَّثَنَا أَبُو دَاوُدَ الْحَفَرِيُّ، عَنْ سُفْيَانَ، عَنْ مُحَمَّدِ بْنِ عَبْدِ الرَّحْمَنِ، عَنِ الْمَقْبُرِيِّ، عَنْ أَبِي هُرَيْرَةَ، قَالَ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ يَأْتِي عَلَى النَّاسِ زَمَانٌ مَا يُبَالِي الرَّجُلُ مِنْ أَيْنَ أَصَابَ الْمَالَ مِنْ حَلاَلٍ أَوْ حَرَامٍ ‏"‏ ‏.‏

It was narrated that Abu Hurairah said:"The Messenger of Allah said: 'There will come a time when a man will not care where his wealth comes from, whether (the source is) Halal or Haram

أَخْبَرَنَا قُتَيْبَةُ، قَالَ حَدَّثَنَا ابْنُ أَبِي عَدِيٍّ، عَنْ دَاوُدَ بْنِ أَبِي هِنْدٍ، عَنْ سَعِيدِ بْنِ أَبِي خَيْرَةَ، عَنِ الْحَسَنِ، عَنْ أَبِي هُرَيْرَةَ، قَالَ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ يَأْتِي عَلَى النَّاسِ زَمَانٌ يَأْكُلُونَ الرِّبَا فَمَنْ لَمْ يَأْكُلْهُ أَصَابَهُ مِنْ غُبَارِهِ ‏"‏ ‏.‏

It was narrated that Abu Hurairah said:"The Messenger of Allah said: "There will come a time when there will be no one left who does not consume Riba, and whoever does not consume it will nevertheless be affected by residue." (Sahih)

أَخْبَرَنَا عَمْرُو بْنُ عَلِيٍّ، قَالَ أَنْبَأَنَا وَهْبُ بْنُ جَرِيرٍ، قَالَ حَدَّثَنِي أَبِي، عَنْ يُونُسَ، عَنِ الْحَسَنِ، عَنْ عَمْرِو بْنِ تَغْلِبَ، قَالَ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ إِنَّ مِنْ أَشْرَاطِ السَّاعَةِ أَنْ يَفْشُوَ الْمَالُ وَيَكْثُرَ وَتَفْشُوَ التِّجَارَةُ وَيَظْهَرَ الْعِلْمُ وَيَبِيعَ الرَّجُلُ الْبَيْعَ فَيَقُولَ لاَ حَتَّى أَسْتَأْمِرَ تَاجِرَ بَنِي فُلاَنٍ وَيُلْتَمَسَ فِي الْحَىِّ الْعَظِيمِ الْكَاتِبُ فَلاَ يُوجَدُ ‏"‏ ‏.‏

It was narrated that 'Amr bin Taghilb said:"The Messenger of Allah said: 'One of the portents of the Hour will be that wealth becomes widespread and abundant, and trade will become widespread, but knowledge will disappear. A man will try to sell something and will say: "No, not until I consult the merchant of banu so and so: and People will look throughout a vast area for a scribe and will not find one." (Sahih)

أَخْبَرَنَا عَمْرُو بْنُ عَلِيٍّ، عَنْ يَحْيَى، قَالَ حَدَّثَنَا شُعْبَةُ، قَالَ حَدَّثَنِي قَتَادَةُ، عَنْ أَبِي الْخَلِيلِ، عَنْ عَبْدِ اللَّهِ بْنِ الْحَارِثِ، عَنْ حَكِيمِ بْنِ حِزَامٍ، قَالَ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ الْبَيِّعَانِ بِالْخِيَارِ مَا لَمْ يَفْتَرِقَا فَإِنْ صَدَقَا وَبَيَّنَا بُورِكَ فِي بَيْعِهِمَا وَإِنْ كَذَبَا وَكَتَمَا مُحِقَ بَرَكَةُ بَيْعِهِمَا ‏"‏ ‏.‏

It was narrated that Hakim bin Hizam said:"The Messenger of Allah said: 'The two parties to a transaction have the choice so long as they have not separated. If they are honest and open, their transaction will be blessed, but if they tell lies and conceal anything, the blessing of their transaction will be lost

أَخْبَرَنَا مُحَمَّدُ بْنُ بَشَّارٍ، عَنْ مُحَمَّدٍ، قَالَ حَدَّثَنَا شُعْبَةُ، عَنْ عَلِيِّ بْنِ مُدْرِكٍ، عَنْ أَبِي زُرْعَةَ بْنِ عَمْرِو بْنِ جَرِيرٍ، عَنْ خَرَشَةَ بْنِ الْحُرِّ، عَنْ أَبِي ذَرٍّ، عَنِ النَّبِيِّ صلى الله عليه وسلم قَالَ ‏"‏ ثَلاَثَةٌ لاَ يُكَلِّمُهُمُ اللَّهُ يَوْمَ الْقِيَامَةِ وَلاَ يَنْظُرُ إِلَيْهِمْ وَلاَ يُزَكِّيهِمْ وَلَهُمْ عَذَابٌ أَلِيمٌ ‏"‏ ‏.‏ فَقَرَأَهَا رَسُولُ اللَّهِ صلى الله عليه وسلم قَالَ أَبُو ذَرٍّ خَابُوا وَخَسِرُوا ‏.‏ قَالَ ‏"‏ الْمُسْبِلُ إِزَارَهُ وَالْمُنَفِّقُ سِلْعَتَهُ بِالْحَلِفِ الْكَاذِبِ وَالْمَنَّانُ عَطَاءَهُ ‏"‏ ‏.‏

It was narrated from Abu Dharr that the Prophet said:"There are three to whom Allah will not speak on the Day of Resurrection, or will He look at them, or sanctify them, and theirs will be a painful torment: Abu Dharr said:" May they be lost and doomed: He said: "The one who drags his Izar (below the ankles) the one who sells his product by means of false oaths, and the one who reminds others (Al-Mannan) of what he has given to them

أَخْبَرَنَا عَمْرُو بْنُ عَلِيٍّ، قَالَ حَدَّثَنَا يَحْيَى، قَالَ حَدَّثَنَا سُفْيَانُ، قَالَ حَدَّثَنِي سُلَيْمَانُ الأَعْمَشُ، عَنْ سُلَيْمَانَ بْنِ مُسْهِرٍ، عَنْ خَرَشَةَ بْنِ الْحُرِّ، عَنْ أَبِي ذَرٍّ، عَنِ النَّبِيِّ صلى الله عليه وسلم قَالَ ‏ "‏ ثَلاَثَةٌ لاَ يَنْظُرُ اللَّهُ إِلَيْهِمْ يَوْمَ الْقِيَامَةِ وَلاَ يُزَكِّيهِمْ وَلَهُمْ عَذَابٌ أَلِيمٌ الَّذِي لاَ يُعْطِي شَيْئًا إِلاَّ مَنَّهُ وَالْمُسْبِلُ إِزَارَهُ وَالْمُنَفِّقُ سِلْعَتَهُ بِالْكَذِبِ ‏"‏ ‏.‏

It was narrated from Abu Dharr that the Prophet said:"There are three at whom Allah will not look on the Day of Resurrection, nor will He sanctify them, and theirs will be a painful torment: the one who does not give anything but he reminds (the recipient of his gift), the one who drags his Izar (below the ankles), and the one who sells his product by means of false oaths." (Sahih)

أَخْبَرَنِي هَارُونُ بْنُ عَبْدِ اللَّهِ، قَالَ حَدَّثَنَا أَبُو أُسَامَةَ، قَالَ أَخْبَرَنِي الْوَلِيدُ، - يَعْنِي ابْنَ كَثِيرٍ - عَنْ مَعْبَدِ بْنِ كَعْبِ بْنِ مَالِكٍ، عَنْ أَبِي قَتَادَةَ الأَنْصَارِيِّ، أَنَّهُ سَمِعَ رَسُولَ اللَّهِ صلى الله عليه وسلم يَقُولُ ‏ "‏ إِيَّاكُمْ وَكَثْرَةَ الْحَلِفِ فِي الْبَيْعِ فَإِنَّهُ يُنَفِّقُ ثُمَّ يَمْحَقُ ‏"‏ ‏.‏

It was narrated from Abu Qatadah Al-Ansari that he heard the Messenger of Allah say:"Beware of taking oaths a great deal when selling, for it may help you to make a sale but it destroys the blessing

أَخْبَرَنَا أَحْمَدُ بْنُ عَمْرِو بْنِ السَّرْحِ، قَالَ حَدَّثَنَا ابْنُ وَهْبٍ، عَنْ يُونُسَ، عَنِ ابْنِ شِهَابٍ، عَنْ سَعِيدِ بْنِ الْمُسَيَّبِ، عَنْ أَبِي هُرَيْرَةَ، عَنِ النَّبِيِّ صلى الله عليه وسلم قَالَ ‏ "‏ الْحَلِفُ مَنْفَقَةٌ لِلسِّلْعَةِ مَمْحَقَةٌ لِلْكَسْبِ ‏"‏ ‏.‏

It was narrated from Abu Hurairah that the Prophet said:"Taking oaths may help you to make a sale but it takes (blessing) away from the earnings "(Sahih)

أَخْبَرَنَا إِسْحَاقُ بْنُ إِبْرَاهِيمَ، قَالَ أَنْبَأَنَا جَرِيرٌ، عَنِ الأَعْمَشِ، عَنْ أَبِي صَالِحٍ، عَنْ أَبِي هُرَيْرَةَ، عَنْ رَسُولِ اللَّهِ صلى الله عليه وسلم قَالَ ‏ "‏ ثَلاَثَةٌ لاَ يُكَلِّمُهُمُ اللَّهُ عَزَّ وَجَلَّ وَلاَ يَنْظُرُ إِلَيْهِمْ يَوْمَ الْقِيَامَةِ وَلاَ يُزَكِّيهِمْ وَلَهُمْ عَذَابٌ أَلِيمٌ رَجُلٌ عَلَى فَضْلِ مَاءٍ بِالطَّرِيقِ يَمْنَعُ ابْنَ السَّبِيلِ مِنْهُ وَرَجُلٌ بَايَعَ إِمَامًا لِدُنْيَا إِنْ أَعْطَاهُ مَا يُرِيدُ وَفَّى لَهُ وَإِنْ لَمْ يُعْطِهِ لَمْ يَفِ لَهُ وَرَجُلٌ سَاوَمَ رَجُلاً عَلَى سِلْعَةٍ بَعْدَ الْعَصْرِ فَحَلَفَ لَهُ بِاللَّهِ لَقَدْ أُعْطِيَ بِهَا كَذَا وَكَذَا فَصَدَّقَهُ الآخَرُ ‏"‏ ‏.‏

It was narrated from Abu Hurairah that the Messenger of Allah said:"There are three to whom Allah will not speak on the Day of Resurrection, or will He look at them, or sanctify them and theirs will be a painful torment: A man who has surplus water when traveling but he withholds it form a wayfarer; a man who swears allegiance to an imam for worldly gains, and if he gives him what he wants he is loyal to him but if he does not give him anything he is not loyal to him: and a man who sells a man his product after 'Asr, swerving by Allah that he bought it for such and such a price, and the other believes him

أَخْبَرَنِي مُحَمَّدُ بْنُ قُدَامَةَ، عَنْ جَرِيرٍ، عَنْ مَنْصُورٍ، عَنْ أَبِي وَائِلٍ، عَنْ قَيْسِ بْنِ أَبِي غَرَزَةَ، قَالَ كُنَّا بِالْمَدِينَةِ نَبِيعُ الأَوْسَاقَ وَنَبْتَاعُهَا وَنُسَمِّي أَنْفُسَنَا السَّمَاسِرَةَ وَيُسَمِّينَا النَّاسُ فَخَرَجَ إِلَيْنَا رَسُولُ اللَّهِ صلى الله عليه وسلم فَسَمَّانَا بِاسْمٍ هُوَ خَيْرٌ لَنَا مِنَ الَّذِي سَمَّيْنَا بِهِ أَنْفُسَنَا فَقَالَ ‏ "‏ يَا مَعْشَرَ التُّجَّارِ إِنَّهُ يَشْهَدُ بَيْعَكُمُ الْحَلِفُ وَاللَّغْوُ فَشُوبُوهُ بِالصَّدَقَةِ ‏"‏ ‏.‏

It was narrated that Qays bin Abi Gharazah said:"We used to trade in the markets of Al-Madinah and we used to call ourselves as-Samasir (brokers) and the people called us that, but the Messenger of Allah came out to s and called us by a name that was better than what we called ourselves. He said: "O merchants (Tujjar)! Selling involves (false) oaths and idle talk, so mix some charity with it,"" (Sahih)

أَخْبَرَنَا أَبُو الأَشْعَثِ، عَنْ خَالِدٍ، قَالَ حَدَّثَنَا سَعِيدٌ، - وَهُوَ ابْنُ أَبِي عَرُوبَةَ - عَنْ قَتَادَةَ، عَنْ صَالِحٍ أَبِي الْخَلِيلِ، عَنْ عَبْدِ اللَّهِ بْنِ الْحَارِثِ، عَنْ حَكِيمِ بْنِ حِزَامٍ، أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم قَالَ ‏ "‏ الْبَيِّعَانِ بِالْخِيَارِ مَا لَمْ يَفْتَرِقَا فَإِنْ بَيَّنَا وَصَدَقَا بُورِكَ لَهُمَا فِي بَيْعِهِمَا وَإِنْ كَذَبَا وَكَتَمَا مُحِقَ بَرَكَةُ بَيْعِهِمَا ‏"‏ ‏.‏

It was narrated that Hakim bin Hizam said:The Messenger of Allah said: "The two parties to a transaction have the choice so long as they have not separated. If they are honest and open, their transaction will be blessed, but if they tell lies and conceal anything the blessing of their transaction will be lost

أَخْبَرَنَا مُحَمَّدُ بْنُ سَلَمَةَ، وَالْحَارِثُ بْنُ مِسْكِينٍ، قِرَاءَةً عَلَيْهِ وَأَنَا أَسْمَعُ، - وَاللَّفْظُ لَهُ - عَنِ ابْنِ الْقَاسِمِ، قَالَ حَدَّثَنِي مَالِكٌ، عَنْ نَافِعٍ، عَنْ عَبْدِ اللَّهِ بْنِ عُمَرَ، أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم قَالَ ‏ "‏ الْمُتَبَايِعَانِ كُلُّ وَاحِدٍ مِنْهُمَا بِالْخِيَارِ عَلَى صَاحِبِهِ مَا لَمْ يَفْتَرِقَا إِلاَّ بَيْعَ الْخِيَارِ ‏"‏ ‏.‏

It was narrated from Malik, from Nafi from'Abdullah bin 'Umar that the Messenger of Allah said:"The two parties to a transaction both have the choice so long as they both chosen to conclude the transaction." (Sahih)

أَخْبَرَنَا عَمْرُو بْنُ عَلِيٍّ، قَالَ حَدَّثَنَا يَحْيَى، عَنْ عُبَيْدِ اللَّهِ، قَالَ حَدَّثَنِي نَافِعٌ، عَنِ ابْنِ عُمَرَ، أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم قَالَ ‏ "‏ الْبَيِّعَانِ بِالْخِيَارِ مَا لَمْ يَفْتَرِقَا أَوْ يَكُونَ خِيَارًا ‏"‏ ‏.‏

It was narrated from Yahaya, from 'Ubaidullah who said:"Nafi narrated to me from Ibn 'Umar, tht the Messenger of Allah said: 'the two parties to a transaction both have the choice so long as they have not separated, or they have chosen." (Sahih)

أَخْبَرَنَا مُحَمَّدُ بْنُ عَلِيٍّ الْمَرْوَزِيُّ، قَالَ حَدَّثَنَا مُحْرِزُ بْنُ الْوَضَّاحِ، عَنْ إِسْمَاعِيلَ، عَنْ نَافِعٍ، عَنِ ابْنِ عُمَرَ، قَالَ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ الْمُتَبَايِعَانِ بِالْخِيَارِ مَا لَمْ يَفْتَرِقَا إِلاَّ أَنْ يَكُونَ الْبَيْعُ كَانَ عَنْ خِيَارٍ فَإِنْ كَانَ الْبَيْعُ عَنْ خِيَارٍ فَقَدْ وَجَبَ الْبَيْعُ ‏"‏ ‏.‏

it was narrated from Ismail, from Nafi, that Ibn 'Umar said:"The Messenger of Allah said: 'The two parties to a transaction both have the choice so long as they have not separated, unless they have both chosen to conclude they transaction. If they have both chosen to conclude the transaction, then the transaction is binding." (Sahih)

أَخْبَرَنَا عَلِيُّ بْنُ مَيْمُونٍ، قَالَ حَدَّثَنَا سُفْيَانُ، عَنِ ابْنِ جُرَيْجٍ، قَالَ أَمْلَى عَلَىَّ نَافِعٌ عَنِ ابْنِ عُمَرَ، قَالَ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم ‏ "‏ إِذَا تَبَايَعَ الْبَيِّعَانِ فَكُلُّ وَاحِدٍ مِنْهُمَا بِالْخِيَارِ مِنْ بَيْعِهِ مَا لَمْ يَفْتَرِقَا أَوْ يَكُونَ بَيْعُهُمَا عَنْ خِيَارٍ فَإِنْ كَانَ عَنْ خِيَارٍ فَقَدْ وَجَبَ الْبَيْعُ ‏"‏ ‏.‏

It was narrated from Ibn Juraij:"Nafi dictated to me, from Ibn 'Umar who said: The Messenger of Allah said: 'the two parties to a transaction both have the choice so long as they have not separated, unless they have both chosen to conclude the transaction. If they have both chosen to conclude the transaction, then the transactions binding." (Sahih)