11. Business Transactions

وَعَن حَكِيم بن حزَام قَالَ: قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ: «الْبَيِّعَانِ بِالْخِيَارِ مَا لَمْ يَتَفَرَّقَا فَإِنْ صَدَقَا وَبَيَّنَا بُوِرَكَ لَهُمَا فِي بَيْعِهِمَا وَإِنْ كَتَمَا وَكَذَبَا مُحِقَتْ بَرَكَةُ بَيْعِهِمَا»

Hakim b. Hizam reported God’s Messenger as saying, "Both parties in a business transaction have a right to annul it so long as they have not separated ; and if they tell the truth and make everything clear they will be blessed in their transaction, but if they conceal anything and lie the blessing on their transaction will be blotted out.” (Bukhari and Muslim.)

وَعَنِ ابْنِ عُمَرَ قَالَ: قَالَ رَجُلٌ لِلنَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ إِنِّي أُخْدَعُ فِي الْبُيُوعِ فَقَالَ: " إِذَا بَايَعْتَ فَقُلْ: لَا خلابة " فَكَانَ الرجل يَقُوله

Ibn ‘Umar said that a man told the Prophet that he was being deceived in business transactions, and he replied, "When you make a bargain say, 'There is no attempt to deceive'*.” Then the man made a habit of saying that. (Bukhari and Muslim.) * He was to say this to protect himself because he was not expert enough to detect defects in what he was buying. Some hold that one who says this has the right to cancel the transaction if any defect is discovered within three days. Some say this applied only to the man who spoke to the Prophet; others say it applies to anyone.

عَنْ عَمْرِو بْنِ شُعَيْبٍ عَنْ أَبِيهِ عَنْ جَدِّهِ أَنَّ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ: «الْبَيِّعَانِ بِالْخِيَارِ مَا لَمْ يَتَفَرَّقَا إِلَّا أَنْ يَكُونَ صَفْقَةَ خِيَارٍ وَلَا يَحِلُّ لَهُ أَنْ يُفَارِقَ صَاحِبَهُ خَشْيَةَ أَنْ يَسْتَقِيلَهُ» . رَوَاهُ التِّرْمِذِيّ وَأَبُو دَاوُد وَالنَّسَائِيّ

'Amr b. Shu'aib, on his father's authority, said that his grandfather reported God’s Messenger as saying, “Both parties in a business transaction have a right to annul it so long as they have not separated unless it is a bargain with the right to annul it attached to it; and one has not the right to separate from the other for fear that he may demand that the bargain be rescinded.” Tirmidhi, Abu Dawud and Nasa’i transmitted it.

وَعَنْ أَبِي هُرَيْرَةَ عَنِ النَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ: «لَا يَتَفَرَّقَنَّ اثْنَانِ إِلَّا عنْ تراضٍ» . رَوَاهُ أَبُو دَاوُد

Abu Huraira reported the Prophet as saying, “Two people must separate only by mutual consent.” Abu Dawud transmitted it.

عَنْ جَابِرٍ رَضِيَ اللَّهُ عَنْهُ أَنَّ رَسُولَ اللَّهِ صَلَّى الله عَلَيْهِ وَسلم خيَّرَ أعرابيَّاً بَعْدَ الْبَيْعِ. رَوَاهُ التِّرْمِذِيُّ وَقَالَ: هَذَا حَدِيثٌ حَسَنٌ صَحِيحٌ غَرِيب

Jabir told that God’s Messenger gave a desert Arab the right to rescind a bargain after having made it. Tirmidhi transmitted it, saying this is a hasan sahih gharib tradition.

عَنْ جَابِرٍ رَضِيَ اللَّهُ عَنْهُ قَالَ: لَعَنَ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ أَكَلَ الرِّبَا وَمُوَكِلَهُ وَكَاتِبَهُ وَشَاهِدَيْهِ وَقَالَ: «هُمْ سَوَاءٌ» . رَوَاهُ مُسلم

Jabir said that God's Messenger cursed the one who accepted usury, the one who paid it, the one who recorded it, and the two witnesses to it, saying they were all alike. Muslim transmitted it.

وَعَنْ عُبَادَةَ بْنِ الصَّامِتِ قَالَ: قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ: «الذَّهَبُ بِالذَّهَبِ وَالْفِضَّةُ بِالْفِضَّةِ وَالْبُرُّ بِالْبُرِّ وَالشَّعِيرُ بِالشَّعِيرِ وَالتَّمْرُ بِالتَّمْرِ وَالْملح بالملح مثلا بِمثل سَوَاء بسَواءٍ يَدًا بِيَدٍ فَإِذَا اخْتَلَفَتْ هَذِهِ الْأَصْنَافُ فَبِيعُوا كَيْفَ شِئْتُمْ إِذَا كَانَ يَدًا بِيَدٍ» . رَوَاهُ مُسلم

‘Ubada b. as-Samit reported God's Messenger as saying, "Gold is to be paid for by gold, silver by silver, wheat by wheat, barley by barley, dates by dates, and salt by salt, like for like and equal for equal, payment being made on the spot. If these classes differ, sell as you wish if payment is made on the spot.” Muslim transmitted it.

وَعَنْ أَبِي سَعِيدٍ الْخُدْرِيِّ رَضِيَ اللَّهُ عَنْهُ قَالَ: قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ: «الذَّهَبُ بِالذَّهَبِ وَالْفِضَّةُ بِالْفِضَّةِ وَالْبُرُّ بِالْبُرِّ وَالشَّعِيرُ بِالشَّعِيرِ وَالتَّمْرُ بِالتَّمْرِ وَالْمِلْحُ بِالْمِلْحِ مِثْلًا بِمِثْلٍ يَدًا بِيَدٍ فَمَنْ زَادَ أَوِ اسْتَزَادَ فَقَدْ أَرْبَى الْآخِذُ وَالْمُعْطِي فِيهِ سَوَاءٌ» . رَوَاهُ مُسلم

Abu Sa'id al-Khudri reported God’s Messenger as saying, "Gold is to be paid for by gold, silver by silver, wheat by wheat, barley by barley, dates by dates, and salt by salt, like for like, payment being made on the spot. If anyone gives more or asks more he has dealt in usury. The receiver and the giver are equally guilty.” Muslim transmitted it.

وَعَنْهُ قَالَ: قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ: «لَا تَبِيعُوا الذَّهَبَ بِالذَّهَبِ إِلَّا مِثْلًا بِمِثْلٍ وَلَا تُشِفُّوا بَعْضَهَا عَلَى بَعْضٍ وَلَا تَبِيعُوا الْوَرِقَ بِالْوَرِقِ إِلَّا مِثْلًا بِمِثْلٍ وَلَا تُشِفُّوا بَعْضَهَا عَلَى بَعْضٍ وَلَا تبِيعُوا مِنْهَا غَائِبا بناجز» وَفِي رِوَايَةٍ: «لَا تَبِيعُوا الذَّهَبَ بِالذَّهَبِ وَلَا الْوَرق بالورق إِلَّا وزنا بِوَزْن»

He reported God’s Messenger as saying, "Do not sell gold for gold unless it is like for like, and do not make one amount greater than the other; do not sell silver for silver unless it is like for like, and do not make one amount greater than the other; and do not sell for ready money something to be given later*.” A version has, "Do not sell gold for gold or silver for silver unless both are of equal weight.” (Bukhari and Muslim.) * Payment is not to be made till the goods are received.

وَعَنْ مَعْمَرِ بْنِ عَبْدِ اللَّهِ قَالَ: كُنْتُ أسمع رَسُول صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ يَقُولُ: «الطَّعَامُ بِالطَّعَامِ مِثْلاً بمثْلٍ» . رَوَاهُ مُسلم

Ma'mar b. Abdallah told that he used to hear God’s Messenger say, "Food for food, like for like.” Muslim transmitted it.

وَعَنْ عُمَرَ رَضِيَ اللَّهُ عَنْهُ قَالَ: قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ: «الذَّهَبُ بِالذَّهَبِ رِبًا إِلَّا هَاءَ وَهَاءَ وَالْوَرِقُ بِالْوَرِقِ رِبًا إِلَّا هَاءَ وَهَاءَ وَالْبُرُّ بالبُرَّ إِلَّا هَاء وهاء وَالشعِير بِالشَّعِيرِ رَبًّا هَاءَ وَهَاءَ وَالتَّمْرُ بِالتَّمْرِ رِبًا إِلَّا هَاءَ وهاء»

‘Umar reported God's Messenger as saying, "Gold for gold is usury unless both hand over on the spot*; silver for silver is usury unless both hand over on the spot; wheat for wheat is usury unless both hand over on the spot; barley for barley is usury unless both hand over on the spot; dates for dates is usury unless both hand over on the spot." (Bukhari and Muslim.) *"the Arabic is ha’ waha’ meaning literally "take and take”.

وَعَنْ أَبِي سَعِيدٍ وَأَبِي هُرَيْرَةَ: أَنَّ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسلم اسْتَعْمَلَ رَجُلًا عَلَى خَيْبَرَ فَجَاءَهُ بِتَمْرٍ جَنِيبٍ فَقَالَ: «أَكُلُّ تَمْرِ خَيْبَرَ هَكَذَا؟» قَالَ: لَا وَاللَّهِ يَا رَسُولَ اللَّهِ إِنَّا لَنَأْخُذُ الصَّاعَ مِنْ هَذَا بِالصَّاعَيْنِ وَالصَّاعَيْنِ بِالثَّلَاثِ فَقَالَ: «لَا تَفْعَلْ بِعِ الْجَمْعَ بِالدَّرَاهِمِ ثُمَّ ابْتَعْ بِالدَّرَاهِمِ جَنِيبًا» . وَقَالَ: «فِي الْمِيزَانِ مِثْلَ ذَلِكَ»

Abu Sa'id and Abu Huraira told that God’s Messenger appointed a man over Khaibar and he brought him dates of a very fine quality. He asked him whether all the dates of Khaibar were like that, and he replied, “I swear by God that they are certainly not, Messenger of God. We take a sa‘ of this kind for two, and two for three." So he said, "Do not do so. Sell the lot for dirhams, then buy the very fine dates for dirhams." He said that it was the same when things were sold by weight. (Bukhari and Muslim.)

وَعَنْ أَبِي سَعِيدٍ قَالَ: جَاءَ بِلَالٌ إِلَى النَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ بِتَمْرٍ بَرْنِيٍّ فَقَالَ لَهُ النَّبِيُّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ: «مِنْ أَيْنَ هَذَا؟» قَالَ: كَانَ عِنْدَنَا تَمْرٌ رَدِيءٌ فَبِعْتُ مِنْهُ صَاعَيْنِ بِصَاعٍ فَقَالَ: «أَوَّهْ عَيْنُ الرِّبَا عَيْنُ الرِّبَا لَا تَفْعَلْ وَلَكِنْ إِذَا أَرَدْتَ أَنْ تَشْتَرِيَ فَبِعِ التَّمرَ ببَيْعٍ آخر ثمَّ اشْتَرِ بِهِ»

Abu Sa'id said that Bilal brought the Prophet some barni* dates, and when he asked him where he had got them he replied, "I had some inferior dates, so I sold two sa's of them for a sa." He said, "Ah, the very essence of usury, the very essence of usury. Do not do so, but when you wish to buy, sell the dates in a separate transaction, then buy with what you get." (Bukhari and Muslim.) * A type of dates of the best quality, sweet and luscious, red tinged with yellow.

وَعَنْ جَابِرٍ قَالَ: جَاءَ عَبْدٌ فَبَايَعَ النَّبِيَّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ عَلَى الْهِجْرَةِ وَلَمْ يَشْعُرْ أَنَّهُ عَبْدٌ فَجَاءَ سَيِّدُهُ يُرِيدُهُ فَقَالَ لَهُ النَّبِيُّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ «بِعَيْنِه» فَاشْتَرَاهُ بِعَبْدَيْنِ أَسْوَدَيْنِ وَلَمْ يُبَايِعْ أَحَدًا بَعْدَهُ حَتَّى يَسْأَلَهُ أَعَبْدٌ هُوَ أَوْ حُرٌّ. رَوَاهُ مُسلم

Jabir told that a slave came and swore allegiance to the Prophet promising to emigrate, but he did not know that he was a slave. When his master came in search of him the Prophet said to him, ‘Sell him to me," and he bought him for two black slaves. Afterwards he never took an oath of allegiance from anyone without asking him whether he was a slave or free. Muslim transmitted it.

وَعَنْهُ قَالَ: نَهَى رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ عَنْ بَيْعِ الصُّبْرَةِ مِنَ التَّمْرِ لَا يُعْلَمُ مَكِيلَتُهَا بِالْكَيْلِ الْمُسَمَّى مِنَ التَّمْرِ. رَوَاهُ مُسلم

He said that God’s Messenger forbade selling a quantity of dates whose measure was unknown for a specific quantity of dates. Muslim transmitted it.

وَعَنْ فَضَالَةَ بْنِ أَبِي عُبَيْدٍ قَالَ: اشْتَرَيْتُ يَوْمَ خَيْبَرَ قِلَادَةً بِاثْنَيْ عَشَرَ دِينَارًا فِيهَا ذَهَبٌ وَخَرَزٌ فَفَصَّلْتُهَا فَوَجَدْتُ فِيهَا أَكْثَرَ مِنَ اثْنَيْ عَشَرَ دِينَارًا فَذَكَرْتُ ذَلِكَ لِلنَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ فَقَالَ: «لَا تُبَاعُ حَتَّى تُفصَّلَ» . رَوَاهُ مُسلم

Fadala b. 'Ubaid* said that at the battle for Khaibar he had bought a necklace in which there were gold and gems for twelve dinars, and after considering them separately he found that it was worth more than twelve dinars, so he mentioned that to the Prophet who said, "It must not be sold till the contents are considered separately." Muslim transmitted it. * The Damascus edition, iii, 308 and Mirqat, iii, 311 wrongly give Abu 'Ubaid, but in the commentary Mirqat gives the name correctly as Fadala b. 'Ubaid.

عَنْ أَبِي هُرَيْرَةَ عَنْ رَسُولِ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ: «لَيَأْتِيَنَّ عَلَى النَّاسِ زَمَانٌ لَا يَبْقَى أَحَدٌ إِلَّا أَكَلَ الرِّبَا فَإِنْ لَمْ يَأْكُلْهُ أَصَابَهُ مِنْ بُخَارِهِ» . وَيُرْوَى مِنْ «غُبَارِهِ» . رَوَاهُ أَحْمَدُ وَأَبُو دَاوُدَ وَالنَّسَائِيُّ وَابْنُ مَاجَهْ

Abu Huraira reported God's Messenger as saying, “A time is certainly coming to mankind when only the receiver of usury will remain, and if he does not receive it some of its vapour (or alternatively, its dust) will reach him.” Ahmad, Abu Dawud, Nasa'i and Ibn Majah transmitted it.

وَعَنْ عُبَادَةَ بْنِ الصَّامِتِ أَنَّ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ: «لَا تَبِيعُوا الذَّهَبَ بِالذَّهَبِ وَلَا الْوَرِقَ بِالْوَرِقِ وَلَا الْبُرَّ بِالْبُرِّ وَلَا الشَّعِيرَ بِالشَّعِيرِ وَلَا التَّمْرَ بِالتَّمْرِ وَلَا الْمِلْحَ بِالْمِلْحِ إِلَّا سَوَاءً بِسَوَاءٍ عَيْنًا بِعَيْنٍ يَدًا بِيَدٍ وَلَكِنْ بِيعُوا الذَّهَبَ بِالْوَرِقِ وَالْوَرِقَ بِالذَّهَبِ وَالْبُرَّ بِالشَّعِيرِ وَالشَّعِيرَ بِالْبُرِّ وَالتَّمْرَ بِالْمِلْحِ وَالْمِلْحَ بِالتَّمْرِ يَدًا بِيَدٍ كَيْفَ شِئْتُمْ» . رَوَاهُ الشَّافِعِي

‘Ubada b. as-Samit reported God’s Messenger as saying, “Do not sell gold for gold, or silver for silver, or wheat for wheat, or barley for barley, or dates for dates, or salt for salt except equal for equal, kind for kind, payment being made on the spot; but sell gold for silver, silver for gold, wheat for barely, barley for wheat, dates for salt and salt for dates, payment being made on the spot, as you wish.” Shafi'i transmitted it.

وَعَنْ سَعْدِ بْنِ أَبِي وَقَّاصٍ قَالَ: سَمِعْتُ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ سُئِلَ عَنْ شِرَاءِ التَّمْرِ بِالرُّطَبِ فَقَالَ: «أَيَنْقُصُ الرُّطَبُ إِذَا يَبِسَ؟» فَقَالَ: نَعَمْ فَنَهَاهُ عَنْ ذَلِكَ. رَوَاهُ مَالِكٌ وَالتِّرْمِذِيُّ وَأَبُو دَاوُدَ وَالنَّسَائِيُّ وَابْنُ مَاجَه

Sa'd b. Abu Waqqas said he heard God's Messenger being asked about buying dry dates for fresh and asking whether the fresh dates were diminished when they became dry. On being told that they were, he forbade that. Malik, Tirmidhi, Abu Dawud, Nasa’i and Ibn Majah transmitted it.

وَعَنْ سَعِيدِ بْنِ الْمُسَيَّبِ مُرْسَلًا: أَنَّ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ نهى عَن بَيْعِ اللَّحْمِ بِالْحَيَوَانِ قَالَ سَعِيدٌ: كَانَ مِنْ مَيْسِرِ أَهْلِ الْجَاهِلِيَّةِ. رَوَاهُ فِي شَرْحِ السُّنَّةِ

Sa'id b. al-Musayyib told in mursal form that God’s Messenger forbade the sale of meat for animals1. Sa'id said it was connected with the maisir2 of the people of pre-Islamic times. It is transmitted in Sharh as-sunna. 1. i.e. meat sold in exchange for living animals. 2. A game of chance played with arrows for parts of a camel. The type of transaction mentioned in the tradition is evidently considered to contain something in the nature of a gamble.